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Universal Life

V-Pro UL II

Low interest rates make it tempting to overlook classic UL products. However, Ohio National’s V-Pro UL II is built for the current low-interest rate environment. It’s designed to provide affordable protection today while staying positioned to benefit from potentially higher interest rates in the future.

V-Pro UL II offers:

  • Up to a 20-year No Lapse Guarantee
  • A 75 basis points persistency bonus starting policy year 11
  • Low fees and expenses, which help the product perform well in different environments

Optional riders

  • Guaranteed Purchase Option (GPO) Rider
  • Preferred Loan Rider ("Wash" Loan)
  • Waiver of Premium for Total Disability (WPD) Rider (5-year Own Occupation)
  • Children’s Term Life Insurance Rider
  • Additional Insured Term Life Insurance Rider
  • Lifetime Advantage Rider (Accelerated Death Benefit)

Virtus Basic II

Virtus Basic II is the permanent conversion product for Ohio National’s “basic” term life insurance products. It is an ideal fit when there is a need for higher early cash value or small face amounts ($25,000 minimum issue).

Optional riders

  • Waiver of Premium for Total Disability (WPD) Rider (5-year Own Occupation)
  • Lifetime Advantage Rider (Accelerated Death Benefit)

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.

Universal life insurance products are issued by Ohio National Life Assurance Corporation. Guarantees are based upon the claims-paying ability of the issuer. Product, product features and rider availability vary by state. Company not licensed to conduct business in New York.