Products- Join Ohio National - joinohionational.com
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A product for every season

The company has a long history of designing efficient, low-cost products that deliver exceptional policyholder value. They can help you solve a wide range of protection and planning challenges for your clients, addressing the needs of individuals and businesses.
Life insurance
Annuities

Life insurance

INDEXED WHOLE LIFE

Prestige indexed whole life combines guaranteed protection with index-based accumulation

  • Index-based growth* allows for higher upside potential when markets are performing well
  • Offers the guaranteed cash value accumulation, death benefit protection and level premiums you expect from whole life
  • Diverse Index Accounts and a competitive Fixed Account
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INDEXED UNIVERSAL LIFE

Virtus IUL II keeps expenses low, offering clients protection and potential

  • Low cost product keeps expenses down for strong upside potential and downside protection
  • Diverse Index Accounts and competitive Fixed Account
  • Multiple loan options for additional flexibility
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WHOLE LIFE

Prestige Whole Life products are designed to provide unparalleled protection and flexibility

  • Efficient product design helps keep costs down and more of each client’s assets working to meet their goals
  • Non-direct recognition dividend scale means policy loans won’t reduce the dividend an eligible policyholder receives
  • Protector Plus Rider allows term blending for additional policy design flexibility and greater cash value accumulation potential
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TERM LIFE

FlexTerm Series offers product and conversion options

  • Term Plus clients can convert to any permanent life product available at the time of conversion, offering substantial flexibility for future needs
  • Recap Term product lets clients recapture term insurance premium payments once their budget allows for permanent coverage
  • Competitive 10-, 15- and 20-year rates
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UNIVERSAL LIFE

Built to provide affordable protection in a low interest rate environment

  • Flexible, low-expense design
  • Fits client buying for lifetime affordable death benefit
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Annuities

ANNUITIES

Built to meet biggest retirement challenges

  • Orbiter fixed indexed annuities offer protection from market losses and index-based growth opportunities for higher return potential than CDs, treasuries and other fixed investment options, particularly in low interest rate environment
  • Orbiter Annuity investment options offer additional protection from market volatility and opportunities to capture more market-based growth than traditional index options
  • LunarLock multi-year guaranteed annuity ensures growth regardless of market conditions
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*Interest linked growth is based in part on the movement of the selected market index and is subject to applicable caps, spreads, and/or participation rates.

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