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Disability Income

Ohio National helps individuals and businesses protect their greatest asset – the ability to earn an income – with one of the industry’s most flexible DI products.  Our unbundled products give you a wide range of options when designing coverage solutions for the unique needs, circumstances and budget of each client.

ContinuON Income Solutions® II

Feature-rich and affordably priced, it’s our most competitive non-cancellable product to date. Boost coverage with a dozen optional riders including the latest addition to our rider lineup, Student Loan Reimbursement and Lump Sum Payment at Retirement.

Multi-Life Guaranteed Standard Issue (GSI)

Offer DI policies to multiple employees in a defined employer group — all in a single sale. No financial documentation is required from employees (other than a census) and they only have a few qualifying questions to answer. No labs, medical exams or detailed medical questions.

Life + DI = 10% discount

Pair income protection with life insurance and save your clients 10 percent on their DI premiums.1 Selling life and DI together is a great way to protect their lives and livelihoods – both cornerstones of financial planning.

Ohio National and AMA: A prescription for savings

As a preferred carrier of AMA Insurance Agency, Inc. (a subsidiary of the American Medical Association) we’re able to offer an exclusive 10% discount on DI policies to members of the AMA, the nation’s largest group of physicians.

Income protection for individuals and businesses alike

Our suite of DI products includes:

  • Non-Cancellable: For individuals working in professional, executive, white-collar and gray-collar technical occupations
  • Guaranteed Renewable: For individuals working in occupations such as skilled technician, on‑site supervisor, manual laborer and certain unskilled trades
  • Business Overhead Expense (BOE): For small-business owners looking to be reimbursed for business expenses when an owner is unable to work due to illness or injury
  • Disability Buy-Sell: For small-business owners looking for assistance to buy another owner’s interest in the business in the event of the latter’s long-term disability

 

 

1 Discount availability may vary by state. Only one 10 percent discount can be applied. No additional discount if DI case also qualifies for any other discount.


FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.

Disability income insurance policies issued by Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Guarantees are based upon the claims-paying ability of the issuer. Disability income insurance is not available in CA. Issuers not licensed to conduct business in NY.

Disability income insurance policies contain exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For complete details of coverage, contact your financial professional or the company.