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Company Facts

Since 1909 Ohio National has been committed to serving its policyholders, financial professionals and the community. Our products, services and mutual heritage mean we are focused on our customers through all their life stages and changing needs. Life changes. We'll be there.®

Company background
Ohio National Financial Services' Mission is to “make a difference in your life, by helping you achieve financial security and independence today – and for generations to come.”

Originally founded as a stock company in 1909, Ohio National converted to mutual company status in 1959. In 1998, Ohio National reorganized as a mutual insurance holding company.


  • Moody's: A3 (as of June 22, 2020)
  • A.M. Best: A (as of Aug. 14, 2019)
  • Fitch: A- (as of July 28, 2020)


Gary T. "Doc" Huffman,
CLU, ChFC, Chairman and Chief Executive Officer
Barbara A. Turner, CRCP, President and Chief Operating Officer

Ohio National has nearly 1,000 associates, approximately 900 of whom are based at corporate headquarters in Cincinnati.

Product portfolio
Ohio National Financial Services, through its affiliated insurance companies (The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation), markets individual life and disability income insurance policies and annuity contracts in 49 states (all except New York), the District of Columbia and Puerto Rico, with subsidiary operations in South America. Ohio National also services and supports its existing retirement plans contract owners.

  • Life Insurance
    As a leading provider of life insurance, Ohio National is known for offering excellent policyholder value, and for its wide variety of life insurance products, including term, whole and universal life and indexed universal.
  • Disability Income Insurance
    Ohio National provides coverage for individuals and small business owners to protect income and meet financial obligations in the event of a disability.
  • Annuities
    Ohio National offers fixed indexed and single premium immediate annuities to help accumulate assets, generate retirement income, or both.

Independent network of financial professionals across the US (in 49 states, all except New York), and in the District of Columbia and Puerto Rico

2019 financial highlights

  • Reached $1.14 billion in statutory total adjusted capital (ONLIC), up by $35 million.
  • Grew GAAP equity (including mark-to-market) 6% to $2.6 billion.
  • Ohio National paid more than $100 million in dividends to participating whole life policyholders.

Corporate address
Ohio National Financial Services
One Financial Way
Cincinnati, OH  45242
Phone: 513.794.6100
Toll-free Phone: 800.FON.ONLI (800.366.6654)

(Product, product features and rider availability vary by state and distribution channels.)

All ratings information is according to reports published on: and For the most current ratings, see

Insurance products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Guarantees are based upon the claims-paying ability of the issuer. Product, product features and rider availability vary by state. Issuers not licensed to conduct business in NY.