Disability Insurance - Individuals- Join Ohio National - joinohionational.com

Flexible and feature-rich

Helping individuals protect their greatest asset – the ability to earn an income – with one of the industry’s most flexible DI products. 

About our DI for individuals

Helping to safeguard your clients' income, our disability income insurance (DI) coverage goes a long way toward giving them financial peace of mind.

Feature-rich and affordably priced, it’s our most competitive non-cancellable product to date. Boost coverage with a dozen optional riders including the latest additions to our rider lineup, Student Loan Reimbursement and Lump Sum Payment at Retirement.

Plus, our unbundled products give you a wide range of options when designing coverage solutions for the unique needs, circumstances and budget of each client.

We cover hundreds of occupations, from doctor to dockmaster. Flexibility means an individual DI product that can be tailored to meet their needs – and budget.

ContinuON Income Solutions® II

Product details

  • Life + DI = 10% discount

    Pair income protection with life insurance and save your clients 10% on their DI premiums.1 Selling life and DI together is a great way to protect their lives and livelihoods – both cornerstones of financial planning.

    1 Discount availability may vary by state. If the life policy follows the DI policy, the 10% discount can only be applied if the DI policy has not yet been issued.

  • Ohio National and AMA: A prescription for savings
    As a preferred carrier of AMA Insurance Agency, Inc. (a subsidiary of the American Medical Association), we’re able to offer an exclusive 10% discount on DI policies to members of the AMA, the nation’s largest group of physicians.
  • Boost coverage with optional riders

    Tailor coverage to your clients' needs and budgets with competitive optional riders including:

    • Guarantee of Physical Insurability (GPI) rider for future purchase/increase options
    • Enhanced Residual Disability rider to cover partial disability and transition to work benefit
    • Cost of Living (COL) riders to help keep pace with inflation
    • Catastrophic Disability Benefit (CAT) rider for additional benefits when catastrophically disabled
    • Lump Sum Payment at Retirement rider to help make up for missed retirement contributions
    • Student Loan Reimbursement rider to help pay down student loan obligations 

Disability income insurance policies issued by Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Guarantees are based upon the claims-paying ability of the issuer. Issuers not licensed to conduct business in NY.

Disability income insurance policies contain exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For complete details of coverage, contact your financial professional or the company.


Want more information?

Ohio National has the people to assist you, the tools needed to grow your business and the technology to support you along the way. See what we can do for you!
Cookies help us improve your website experience. By using our website, you agree to our use of cookies.