Annuities- Join Ohio National - joinohionational.com

Protection and potential

Ohio National annuities are built to meet clients’ biggest retirement challenges
OVERVIEW

About our annuity products

With a 0% floor on investment performance and index-based accumulation opportunities that offer higher return potential than CDs, treasuries and other fixed investment options, an ONdex fixed indexed annuity might be the ideal product for the retirement assets clients can’t afford to lose, particularly in a low interest rate environment.

We also offer the Secure single premium immediate annuity product which is built to provide the retirement income individuals need, when they need it. It provides income immediately, and offers the flexibility to choose whether income is provided for life or another timeframe, and whether one individual is covered or two.

PRODUCT INFORMATION

ONdex Fixed Indexed Annuity product details

  • Competitive allocation options
    • Five indexed crediting strategies and one fixed account
    • Annual Point-to-Point with S&P 500® (Higher Cap) crediting strategy
    • Uncapped 1- and 3-year Point-to-Point options using custom Barclays Global Trailblazer index to maximize growth and mitigate volatility 
  • Built-in Guaranteed Accumulation Protection benefit
    • Ensures annual growth of at least 1% simple interest at the end of the surrender period
    • Resets for a new period of guaranteed growth

Annuities are issued by The Ohio National Life Insurance Company. Guarantees are based on the claims-paying ability of the issuer. Guarantees do not apply to the investment performance of any index.

Early withdrawals may be subject to surrender charges. Withdrawals may be subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Fixed annuities are not insured or guaranteed by the FDIC or any other government agency.

Fixed indexed annuities (“FIA”) are long-term investment vehicles designed to accumulate money on a tax-deferred basis for retirement purposes. Upon retirement, FIAs may provide an income stream or a lump sum. If you die during the accumulation or payout phase, your beneficiary may be eligible to receive any remaining Contract Value.

Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.

The S&P 500® Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by The Ohio National Life Insurance Company. Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Ohio National Life Insurance Company. The Ohio National Life Insurance Company’s ONdex annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

Neither Barclays Bank PLC ('BB PLC') nor any of its affiliates (collectively 'Barclays') is the issuer or producer of the ONdex annuities and Barclays has no responsibilities, obligations or duties to investors in the ONdex annuities. The Barclays Global Trailblazer Index (the 'Index'), together with any Barclays indices that are components of the Index, is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by The Ohio National Life Insurance Company as the issuer or producer of the ONdex annuities (the ‘Issuer’).

Barclays’ only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled and published by BB PLC in its role as the index sponsor (the 'Index Sponsor') without regard to the Issuer or the ONdex annuities or investors in the ONdex annuities. Additionally, The Ohio National Life Insurance Company as issuer or producer of the ONdex annuities may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the ONdex annuities. Investors acquire the ONdex annuities from The Ohio National Life Insurance Company and investors neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in the ONdex annuities. The ONdex annuities are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the ONdex annuities or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, investors or to other third parties in respect of the use or accuracy of the Index or any data included therein.

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